Posted by
Russell Neglia on Tuesday, August 25, 2009 5:00:00 PM
President Obama’s health care reform bill (HR 3200) is the
most radical health care reform bill in U.S. history. There are three major serious problems with this bill: a) The cost, 1.6 trillion dollars for
the first 10 years, b) it will kill private insurance and c) it will transfer
control of your health care to the government. I will present facts to back up these claims by pointing you
to the specific sections of the bill that call for these drastic measures and
finally I will present common sense solutions.
No one argues that we need health care reform, but is
President Obama’s solution the right one?
No, it is not. First of all
the high cost. The President and
the Democrats have yet to tell us how they’re going to fund this bill. They’ve given us partial answers. One partial answer is that
approximately ½ of the funding for the bill is to be taken from Medicare and
Medicaid in which 10.5 million seniors are now enrolled. Second, the CBO
estimates that the 1.6 Trillion cost will still leave 36 million
uninsured. We know from experience
that health care costs always have a tendency to rise rapidly. As an example, the
House Ways & Means Committee in 1967 estimated that Medicare would cost $12
Billion in 1990. The actual cost
was $110 Billion.
In a private study done by two Harvard Medical School
professors, Steffie Woolhandler and David Himmeistein, published in the
July/August 2002 issue of “Health Affairs”
titled “Paying for National Health Insurance – and Not Getting It,”
tax-financed government expenditures as a percentage of total health care
expenditures rose from 11.4% in 1965 to 31.8% in 1999.
In a “Barron’s” article of 7/29/09 titled “The
Massachusetts Mess” three years after
enacting universal health care the Massachusetts Governor ordered a stop to auto
enrollment of low-income people to the public option because the State cannot
afford it. Boston Medical Center
this year will operate at a $38 million loss and expects a $100 million loss
next year. The reason for the
loss: State price fixing.
President Obama keeps making the claim that the reason he is
in such a hurry to pass health care is that there are 48 million uninsured in
the U.S. However, this figure is
misleading. Of the 48 million:
-
15 million earn $60,000 per year and can afford it but choose not to buy.
-
11 million are in between jobs
-
12 million are illegal aliens
-
10 million are eligible for existing programs but not enrolled.
The following is a detailed summary analysis of the scary
parts of HR 3200 analyzed by Matt
Staver, Dean Liberty University Law School:
HR 3200 will kill private insurance by not letting any new
policies be written after the Public Option becomes law (p. 16),
Government commission will decide what treatments you get
(p.30),
Illegal aliens will get free health care (p.50),
Government will have access to bank accounts (p.59),
Government will pay ACORN and AmericaCorps to sing-up
individuals for government health care (p.95),
No private company can challenge government for price fixing
(p.124),
Any employer with a payroll of $400K or over will pay8%
penalty on payroll for not providing he Public Option (p. 149, Lines 16-24),
Doctors will be paid the same no matter the specialty (p.
241),
Doctors cannot own or invest in health care companies (p.
317),
Government to provide end of life counseling; among required
counseling it states: “such
consultation SHALL include an explanation of end of life services
(p.425),
Government mandates end of life program treatment (p. 427
and 430, lines 11-15),
Government provides for taxpayer-funded abortion on demand
(p. 771-72),
Employers must automatically enroll employees into Public
Option (p. 145, lines 15-17),
Government has authority to disqualify Medicare Advantage
Plan (Part B) HMOs, etc., forcing people into the Public Option (p. 341, lines
3-9),
Government will restrict enrollment of special needs people
(p. 354, Sec 1117),
Attorney General will have access to all HHS data for law
enforcement purposes (p. 735, Lines 6-25),
Government will decide which health care conditions will be
paid (p.801, Sec 1751),
Government will penalize hospitals for what they deem
preventable re-admissions (p. 280, Sec 1151),
Government will design a home visitation program for families
with young kids and those expecting kids (p. 838-40),
You cannot enroll in private health insurance after the
start of the Public Option (p. 15-16),
Proposed Solutions
that make sense
- Stan Katten, former RAND Corp. Analyst
Standardize minimum insurance coverage among all states and
make it fully transferable,
Tort reform,
Expand HMO-managed Medicare Advantage programs,
Expand health saving accounts and make available
Catastrophic Care Insurance,
Computerize records,
Make all health care costs fully tax-deductible,
- Charles Krauthammer MD, Syndicated Columnist, Washington Post
Strip current inefficiencies,
Tort reform. A
study found that 5 of 6 doctors admitted ordering test solely as
protection. Such tests have been
found to cost 25% of all costs.
This would save about 200 Billion per year,
Abolish malpractice system and create a new pool from which
people injured in medical errors can draw from. A board of medical experts would adjudicate this,
Tax employer provided health care benefits and return money
to employee with a government check to buy his or her own medical insurance
like car and home insurance,
Eliminate law prohibiting buying medical insurance across
state liens,
- John Mackey, Whole Foods Alternative
Remove legal obstacles that slow the creation of high
deductible health plan and health savings accounts,
Equalize tax laws so that employer provided health insurance
and individually owned health insurance have the same tax benefits,
Repeal all state laws which prevent insurance companies from
competing across state lines,
Repeal government mandates regarding what insurance
companies must cover,
Tort reform.
Leave in place tax deductions companies receive for
providing health insurance and create a Medi-Choice tax rebate that will give
individuals $2,200 and families $5,700 to spend on health insurance,
Give families who purchase their own insurance a tax benefit
similar to one companies get for providing health benefits,
Pass medical liability reform that will reduce costly junk
suits,
Step-up efforts to detect and punish Medicare and Medicaid
fraud which costs an estimated $60 Billion per year,
Allow Americans to buy insurance across state lines,